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Some Things to Consider When Buying a Secondary Home

Some Things to Consider When Buying a Secondary Home

If you are in the market for a secondary home in the United Kingdom, chances are you will find something that will suit your budget. The housing market is a buyer’s market these days with the prices of real estate somewhat undervalued especially for housing projects that were caught in the recent global financial crisis. Here are some things to consider when looking for a secondary home:

– Paying in Cash. One can get good discounts if one pays in cash. You can actually make a cash offer that may be 30% off the asking price. In this day and age, this offer may be good for the owner to seriously think about it. But before you make the cash offer, find out the value of land in that area. If you go and look at the place, look at some of the “hidden” treasures that may be there. For example, check the plumbing pipes. If you are looking at an old home, sometimes these pipes may be made of copper, which is of great value. Look and see if the owners used Henderson garage doors, which is also of great value as a Henderson garage door is a top quality product.

– Figure out the upkeep of the home. If you are buying a country home that includes the surrounding garden, figure out how much it is going to cost you to maintain the home on a monthly basis. Bigger places mean bigger expenses. Some properties for sale include vast tracts of land which may or may not require upkeep but there are gardens that may require maintenance which can be expensive. You would also want to bring a contractor before you purchase the property to see if there is a need for some repair in the home. You don’t need to go into the nooks and crannies of the place but a contractor would be able to see if the house needs to be fixed up by looking at certain things.

– Look at the future value of the home. If you are buying a home for investment purposes, look at the surrounding areas near the home and see if there are any new homes built. This will show you that more people are investing in that place and there is room for growth in that area. If you are planning to have your home leased out for weekends or for short term leases, then considers the distance to the city, and the amount of investment you would need to refurbish the place. By doing your numbers, you can know the amount of time it would take to recover your investment.…

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What To Do on A Snow Day

What To Do on A Snow Day

This winter has seen a sudden rush forward of snowy weather, normally reserved for February to March. This has caused major disruptions with further snow showers to come, more people are absent from work due to not being able to travel. School closures have maybe forced you to be off from work taking hastily arranged holidays.

In order to best maximise your time below some ideas of what to do when snowed in this winter.

Catch up on bill payments especially if you manage your finances through the Internet

Clean and tidy the house, the snow in gives a perfect time to tidy the house for Christmas, and catch up with the wash mountain.

Put up the Christmas decorations? A little early but what better time with the snow falling outside?

Use the time Internet shopping, surf the web and get all those Christmas presents you have been putting off you can use the time to browse to the best offers:-

Of course, everybody would want to give gifts because that is what the Christmas season calls for. However, it does not necessarily mean that you have to spend more than what you can afford.

It really pays to shop around and doubly better when you compare prices. You will never know which items are better priced than the others are when you do not compare their values.

The point here is that you should not be confined to one shopping portal. Try to look for other items, usually in independent stores and specialist retailers, where you can find the best items at a lower price. Due to these stores having lower overheads to offer the best deals.

If you and your partner are both off work why not catch up on some winter me time!

Catch up on all the Sky+ programs you have been missing

Cook dig out those recipe books and see what you can cook up, cooking can be very therapeutic and relaxing

Wardrobe clear out, throw out those old clothes ready for your Christmas wardrobe recycle or take to charity shop in the better weather.…

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What Not to Wear to Work – Summer Edition

What Not to Wear to Work – Summer Edition

The great thing about fashion is that everyone has their own flavor, their own style, their own idea of what looks good. However, finding the right fashion in the workplace can be a little trickier, especially if you work in an industry with a strict dress code. Employees who are expected to wear professional attire everyday find that wearing a corporate suit in the summertime challenging, especially when then temperatures are rising and the humidity is sweltering. Summertime may allow tweaks in professional attire that will remain completely acceptable if you know “what not to wear.”

Flip Flops: Many companies allow dressier sandals in the workplace; however flip flops are not professional footwear at all. Not only are this rubber shoes too reminiscent of the beach or hanging out at the mall, these also make a very irritating noise when walking through quiet hallways in the office.

Sheer Fabrics: Sheer fabrics are best left for bathing suit cover-ups and dressy evening wear. Although sheer clothing may feel breezy and cool in the middle of a heat wave, they may convey the wrong image and unwanted attention at work. Also, sheer clothing will make you very under dressed in the notorious coldness of most office spaces.

Shorts: Wearing shorts will make your image seem less professional, especially cutoffs and cargos. Some fashion magazines picture women in tailored Bermuda shorts or “city shorts” which may be appropriate in the summer for some office places; use your best judgment. However, a just-above-the-knee skirt will keep you even cooler all while conveying a smart, authoritative image.

Too Much Skin: Low-cut blouses, bared midriffs, mini-skirts and backless tops don’t communicate the right message for a professional workplace. Keep skirts at a modest length and keep the neckline of blouses five-fingertips below the collarbone. There is some controversy whether or not arms should be bared in a professional environment; take cues from your superior to see whether or not a jacket or sweater is worn on top of a sleeveless shirt.

Keep your professional reputation intact on your current job or when interviewing for new jobs by wearing the appropriate clothing for the season. Hot temperatures may call for modifications, but always err on the side of being too conservative. You’ll never feel embarrassed by being a bit overdressed for a meeting than being obviously under dressed.…